Manage It Well

Next to health, I don’t know any other area of life that causes people more concern than money. Solomon wrote in the Bible, “Money is the answer for everything” (Ecclesiastes 10:19, NIV). And what he meant by that statement is that money, properly handled, can solve many of the problems we experience in life. With an ample supply of money and with the wisdom to use it rightly, a person is more likely to be happy, healthy, and fulfilled. But with an insufficient supply of money, the problems of life are multiplied.

This is why it is so important for us to develop good financial habits in our lives. Some of us spend money emotionally. Others of us stay in debt because we have no ability to delay our own gratification. Still others fail to save or invest, because they do not understand the combined power of time and compound interest. And still others have no idea where their money goes. They make a lot, but they spend more than they make, and they have no idea how it disappears so quickly.

But while some people live beneath their full potential financially, others have nurtured habits that serve them well in this important aspect of life. These people have learned to respect money and to understand how it can work for them instead of against them if they will only practice those behaviors of earning and spending that have proven to be reliable over the centuries. So in Make That, Break That, I explore the benefits of developing good financial habits. Nothing can cause more stress in a family than a lack of money or the waste of it. But nothing can create more satisfaction than being able to live free from stress while enriching the lives of those you love through the wealth God has entrusted to you.

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